Why should I use a Professional Insurance Advisor -- Are they especially qualified?
Whether your professional insurance advisor is an agent, broker, consultant or benefit manager, professional insurance advisors are the critical link between you, the consumer, and insurance companies. They provide and service insurance products while educating and advising you on how to manage risk and make informed insurance choices.
Dramatic changes in the insurance marketplace make the insurance advisor's role increasingly important to individuals and small businesses in finding cost-saving measures and coverage options.
Many career insurance advisors have completed a sequence of college level courses leading to a professional designation. Advisors are highly trained insurance professionals, who will guide you through the complex task of choosing appropriate coverage at an affordable cost. Advisors are dedicated to serving the long-term interests of consumers.
Your Professional Insurance Advisor Should:
- Work with you to evaluate your needs for insurance coverage
- Explain the details of different insurance plans
- Make specific recommendations and tailor plans to suit your special needs and budgets
- Review your plans periodically to update coverage and limit costs
- Serve as your advocate and advisor in dealing with insurance companies, doctors, hospitals, and government agencies involving claims, services, and regulations.
- Help you as a business owner communicate benefit packages to employees and demonstrate how various provisions can complement personal and government financial plans.
- - taken from brochure excerpt from National Association of Health Underwriters.
